Skip Navigation

House Staff Benefits

Employee Benefits

Download a complete explanation of Employee Benefits and Cost

Health Insurance

Effective Date of Coverage: Date of hire 

Wake Forest Baptist Health provides three Health Insurance Plans through MedCost Benefit Services: 

    All plans are self-insured, meaning that Wake Forest Baptist Health pays your claims for both health care and prescription drugs, and are administered by MedCost.   

    Prescription Drug Program

    Enrollment in any of our Health Plans automatically provides you with the same prescription drug coverage. As with the Health Plan, you will always pay the least out-of pocket costs when you utilize Wake Forest Baptist Health pharmacies. 


    Effective Date of Coverage: Date of hire

    Employees and dependents enrolled in the Health Care Plan are automatically enrolled in the annual eye exam portion of the Vision Plan. Those who want coverage for glasses and contacts must enroll in one of the Vision Plans. Employees not enrolled in the health care plan may enroll in both the eye Exam and Eyewear benefit portions of the Vision Plans.

    Dental Plan

    Effective Date of Coverage: Date of hire 

    There are two dental plans and the provider is MedCost. Both plans are open access and cover all of the “reasonable and customary charges” for preventative services such as basic exams, cleanings, X-rays and other basic services. 

      PRE-TAX AUTHORIZATION (Section 125): Your employee contributions for coverage under the Health, Dental and Vision plans are not taxed. This means that your taxes will be computed after your premiums are deducted, so you pay less tax. 

      Long-term Disability

      Effective Date of Coverage: 91st day from date of hire 

      The hospital provides a group Long Term Disability Insurance plan via The Standard Insurance Company at no cost to you. Benefits cover 66 2/3% of salary to a maximum of $3,000/month if disabled and unable to work for 90 days.

      During training, the hospital makes available access to special GME negotiated discounts via Mensh Insurance to offer individual own occupation plans from major carriers.

      All Residents/Fellows have access to an even greater discount with guaranteed issue individual policies upon Graduation. Contact Mensh Insurance for further details. 

      Term Life Insurance

      Effective Date of Coverage: 91st day from date of hire

      The hospital provides basic term life insurance equal your annual salary rounded to the next highest thousand. This benefit is provided at no cost to you. 

      Additional Supplemental Term Life Insurance

      Effective Date of Coverage: 91st day from date of hire 

      Additional life insurance may be purchased for an amount of an additional one, two, three or four times your annual salary. The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage. Dependent life insurance may be purchased for your spouse and dependent children. 

      Retirement Savings Account 

      Wake Forest Baptist Health provides a tax-deferred saving plan that provides the opportunity to invest pre-tax dollars. You have the option of investing up to the current annual maximum of $17,500 of your income. At the end of the residency program, this money may remain in the plan and continue to grow or be transferred to another 403b plan, 401K plan, or an IRA account 



      Quick Reference

      Graduate Medical Education

      Phone 336-716-5222
      Fax 336-716-6415


      8 am to 4 pm

      Mailing Address

      Graduate Medical Education Office
      Wake Forest Baptist Medical Center
      Medical Center Boulevard
      Winston-Salem, NC 27157

      Find A Doctor Ways to Give
      Last Updated: 08-02-2016
      Wake Forest Baptist Ranked among Nation’s ‘Best Hospitals’  25 Years in a Row by U.S. News & World ReportComprehensive Cancer Centers National Designation is Renewed2017-2018 Best DoctorsNursing Magnet StatusJoint Commission Report

      Disclaimer: The information on this website is for general informational purposes only and SHOULD NOT be relied upon as a substitute for sound professional medical advice, evaluation or care from your physician or other qualified health care provider.

      © Wake Forest Baptist Medical Center, Medical Center Boulevard, Winston-Salem, NC 27157. All Rights Reserved.