Individual Health Insurance Marketplace Open Enrollment

Open Enrollment for the Individual Health Insurance Marketplace is the chance for you and your family to get a new health insurance plan. Before you enroll, it’s important to compare plans and consider if your Atrium Health Wake Forest Baptist doctor is covered in your plan.

Keep reading to learn which plans include Wake Forest Baptist, how to enroll and more.

Why Choose a Plan that Includes Atrium Health Wake Forest Baptist?

When you choose a health insurance plan with Wake Forest Baptist you get:

Unmatched, world-class care from the region’s only nationally ranked health system which includes Brenner Children’s, Heart & Vascular center, Orthopaedics and more.
Access to one of the largest primary care networks in the region, on-demand care including urgent care and online video visits, and the region's only Level I trauma center.
Peace of mind that you can keep your out-of-pocket costs down when you get care from us. And know that costs will vary depending on which plan you choose.

Which Plans Include Atrium Health Wake Forest Baptist?

Winston-Salem, NC, Area*

Aetna CVS Health
Ambetter of North Carolina (with Atrium Health)
AmeriHealth Caritas Next
Blue Local (with Atrium Health Wake Forest Baptist)
UnitedHealthcare

View a full list of health insurance plans that Wake Forest Baptist accepts.

If you have a medical emergency, you should go to the closest emergency department. Wake Forest Baptist hospitals provide services to all patients seeking treatment for an emergency medical condition, regardless of their health insurance plan or ability to pay for emergency services.

*Not all plans are available in every county within the area. Please check with the individual plan to confirm benefits and in-network providers.

How to Enroll or Change Plans

For more information or to change your plan, you can:

Visit Healthcare.gov
Talk with your health insurance agent

Frequently Asked Questions

What is the Individual Health Insurance Marketplace?

The marketplace is an online resource where you can shop for, compare, and enroll in or update a health insurance plan. You can also see if you’re eligible for savings.

What is open enrollment for the Individual Health Insurance Marketplace?

“Open Enrollment” is a federally mandated time when you can enroll in or make changes to a health plan.

Why do I need to change or review my plan?

Changes are often made to plans available on the health insurance marketplace. These changes may affect which providers, hospitals and other health services are included in a plan’s network, as well as the costs you will be responsible for paying.

How can I keep out-of-pocket costs as low as possible?

If you’re looking for the lowest out-of-pocket cost from Atrium Health, here are some suggestions:

Aetna insurance plans
Ambetter insurance plans
Blue Local from Blue Cross and Blue Shield of North Carolina
Blue Options from Blue Cross and Blue Shield of North Carolina
UnitedHealthcare insurance plans

Not all plans are available in every county.

What is a network?

A “network” is a group of doctors and hospitals that participates in a health insurance plan. Usually, your out-of-pocket costs are lower if you seek care from doctors and hospitals that belong to your health insurance plan’s network.

Can I keep my doctors?

Most health insurance plans have networks of doctors, hospitals, pharmacies and other healthcare providers. Depending on the type of health coverage you choose, your care may only be covered if you go to an in-network provider. If staying with your current doctors is important to you, be sure to check if they’re included before deciding.

Why do I need health insurance?

Health insurance helps you pay for your care. It’s impossible to predict what your medical bills will be each year. Having coverage gives you the peace of mind that you are protected from very high medical expenses.

Studies show that people with health insurance are much more likely than those without it to use preventive health services and necessary prescription drugs. They are also less likely to incur medical debts.

What are out-of-pocket costs?

Out-of-pocket costs are your total expenses for medical care that are not paid by your health insurance plan.

How can I get more information?

Whether you’re applying for the first time or already have an individual health insurance plan that you need to update, you can visit Healthcare.gov for a full listing of plans by state and a checklist of documents you need. You can also talk with your local health insurance agent.

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